CALL US:
Chillicothe, 740.760.0885
Clarksburg, 740.760.0892
New Holland, 740.721.4517
Washington Court House, 740.281.2106

Second-To-Die Policy in Chillicothe, OH, Clarksburg, OH and Surrounding Areas

Ensure the Future of Your Estate

Between physical assets and financial successes, there are many things that married couples share. Neil Coleman Insurance Services, Inc. knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Neil Coleman Insurance Services, Inc. gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you have worked hard to attain. And because the policy insures more than one person, you will also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It is important to discuss your options with an insurance specialist from Neil Coleman Insurance Services, Inc. to determine the right amount coverage for you and your family.
 

Our Locations

Chillicothe Office

381 Western Ave
Chillicothe, OH 45601
Main office: 740-760-0885

Clarksburg Office

10835 Main Street
Clarksburg, OH 43115
Main office: 740-760-0892

Landman Agency - Neil Coleman Insurance

41 North Main St
New Holland , OH 43145
Main office: 740-721-4157

Willis Agency - Neil Coleman Insurance

204 North Fayette Street
Washington Court House, OH 43160
Main office: 740-281-2106

Our Providers

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.